recent quotes

We canít afford inefficiency in social housing. The capital investment we put in and the rent people pay needs to be used as effectively as possible to ensure that the sector can build as many homes as possible.

Brandon Lewis, housing minister Speech at the Policy Exchange, 23rd March 2015

"We want to help people who work hard and want to get on in life but have been priced out of the housing market. A 20% discount off the price could be a real game-changer for many aspiring home-owners. My message is clear: we are on your side and we will help you fulfil your dream of buying your first home. "

David Cameron Launch of Starter Home scheme, offering 20 per cent discounts to first-time buyers, 28th February 2015

"Registered providers should have a clear understanding of their risk tolerances and ensure that they are appropriate to the scale and nature of the activities they are undertaking and their role as a registered provider. Registered providers should be able to identify the capital at risk from any investment activities, and ensure that investment is priced at such a level with a rate of return which is commensurate to the level of risk presented."

Homes and Communities Agency Governance and Financial Viability Standard code of practice , 30th January 2015


Welcome to the website of Hargreaves Risk and Strategy.

We are a specialist consultancy and research organisation, working with housing associations, funders and regulators on risk management, strategic planning and control.

latest news...

Sector assets under threat from Right to Buy

Measure may be extended to cover housing associations

It has recently been widely reported that the Conservatives are considering including in their election manifesto a commitment to extend the Right to Buy into the housing association sector. If this is enacted, it is expected that the sector would mount a legal challenge in order to protect its asset base and maintain its development capacity. For further information, see the latest HRS Review.

HRS Review 65 - Finance and Development

Our publications covering the changes in the sector risk environment, with advice as to how to respond to them, are published monthly. The latest edition will be sent to members in early April. If you require any additional copies of any of the HRS Reviews, please contact us on 0208 245 0737 or you can download a PDF from the members' area.

2015 Members Conference

Our tenth Members' Conference took place on 5th March at the Institute of Directors in London. Slides and summaries of the presentations from the Conference are available in the members' area.

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Hargreaves Risk and Strategy