recent quotes



"Councils have fought their way through this period of acute austerity and hardship, reshaping their ambitions and priorities to do the best with what they have. And through doing that they have learned lessons that others can take from - particularly the housing association sector, for which cuts are biting and look set to continue."

Joanna Killian, former Chief Executive of Essex County Council Article in Social Housing, 7th April 2016



I am absolutely clear that a compassionate and fair welfare system should not just be about numbers; behind every statistic there is a human being, and perhaps sometimes in government we forget that. So I can also confirm that after discussing this over the weekend with my right hon. Friends the Prime Minister and the Chancellor, we have no further plans to make welfare savings beyond the very substantial savings legislated for by Parliament two weeks ago, which we will now focus on implementing.

Stephen Crabb, speaking in the House of Commons, 21st March 2016



"That there are risks for housing associations from Brexit seems inescapable. The big question of course is, will the risks materialise and if so, will they be outweighed by the benefits of a free (or at least freer) market?

Andrew Heywood Article in Social Housing magazine, 26th February 2016

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Welcome to the website of Hargreaves Risk and Strategy.

We are a specialist consultancy and research organisation, working with housing associations, funders and regulators on risk management, strategic planning and control.


latest news...

EU referendum looms over the sector's investment plans


HAs need to prepare for a possible Brexit

While the probability of a "Leave" vote in the EU referendum is only around 20%, this is about the same probability as a Conservative overall majority at the last election. While the long-term impact of leaving the EU is hotly disputed, it is generally accepted that there would be a short-term adverse effect on the economy, while David Cameron's position as Prime Minister is likely to become untenable. If we vote to leave, there is likely to be downward pressure on the pound to which the Bank of England could respond by increasing interest rates. In turn this could cause house prices to fall, causing delays and reductions in planned sales receipts. For more information, see the latest edition of the HRS Review.


2016 Members Conference

Our eleventh Members' Conference took place on 25th February at the Institute of Directors in London. Slides and summaries of the presentations from the Conference are available in the members' area.




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