recent quotes


"There are striking similarities in the causes of the problems experienced by both [Cosmpolitan and Ujima]: weak governance and management, and an over-ambitious development programme which over-stretched their finances. The difference is that, through the hard work and effort of those involved in the rescue, Cosmopolitan Housing Association did not become insolvent and the Regulator?s statutory powers were not enforced. "

Fiona Underwood, Susan Kane and Michael Appleby Altair report - Cosmopolitan Housing Group: Lessons Learned, 17th June 2014



"Each year we build 100,000 fewer homes than we need, adding to a shortage that has been growing for decades.What’s more our current house building system seems incapable of delivering growth on the scale required. Growing demand means that without a step change in supply we will be locked into a spiral of increasing house prices and rents – making the current housing crisis worse."

Marianne Fallon of KPMG and Campbell Robb of Shelter Building the Homes we need - a Programme for the 2015 Government, 1st May 2014



Most people in poverty live in suburban neighbourhoods, and there are more suburbs with high concentrations of poverty than there were a decade earlier. Moreover, in many major cities there is a narrowing gap in concentrations of poverty between urban cores and suburbs.

Paul Hunter Poverty in Suburbia (a study for the Smith Institute), April 2014


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Welcome to the website of Hargreaves Risk and Strategy.

We are a specialist consultancy and research organisation, working with housing associations, funders and regulators on risk management, strategic planning and control.


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Vision, role and corporate strategy


The changing relationship between housing associations and their customers

The vision of associations such as Bromford is for tenants to move from passive receivers of services to active members of their community, taking greater responsibility for themselves, their neighbours and neighbourhoods. Bromford's relationship with tenants is set out in the Bromford Deal, which requires tenants to contribute by seeking employment, undertaking training or doing voluntary work. For associations such as Genesis, L&Q and Home Group, there is a greater focus on bricks and mortar, while aiming to serve a wider group of customers than those able to access social housing, thus contributing towards economic growth. These associations are reportedly considering getting involved in a new product with a variable rent depending on the income of the tenant. For more information, see the latest HRS Review.


HRS Review 56 - Finance and Development


Our publications covering the changes in the sector risk environment, with advice as to how to respond to them, are published monthly. The latest edition was sent to members on 3rd July. If you require any additional copies of any of the HRS Reviews, please contact us on 0208 245 0737 or you can download a PDF from the members' area.


2014 Members Conference

Our ninth Members' Conference took place on 27th February at the Institute of Directors in London. In the members' area, you can find the slides and summaries of the presentations from the Conference.




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