recent quotes


"Registered providers should have a clear understanding of their risk tolerances and ensure that they are appropriate to the scale and nature of the activities they are undertaking and their role as a registered provider. Registered providers should be able to identify the capital at risk from any investment activities, and ensure that investment is priced at such a level with a rate of return which is commensurate to the level of risk presented."

Homes and Communities Agency Governance and Financial Viability Standard code of practice , 30th January 2015



In the DPDP, tenants’ financial circumstances emerged as a key driver of arrears. Tenants in precarious financial situations – with low or fluctuating incomes, or who had experienced negative income shocks, or who had existing debt – were most vulnerable to arrears under direct payment.

The Centre for Regional Economic and Social Research Direct Payment Demonstration Projects: Key findings of the programme evaluation, 18th December 2014



"Infrastructure is key to building homes and unlocking growth potential in our economic centres. To be internationally competitive and attract inward investment, the UK needs to inject pace and clarity into its infrastructure delivery. The government’s announcements before and during the Autumn Statement show new intent to provide long-term funding, but it remains to be seen how it can speed up delivery. "

Royal Institution of Chartered Surveyors RICS response to the 2014 Autumn Statement, 3rd December 2014


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Welcome to the website of Hargreaves Risk and Strategy.

We are a specialist consultancy and research organisation, working with housing associations, funders and regulators on risk management, strategic planning and control.


latest news...

Prepare well to avoid a slump in rent collection


Direct Payments Demonstration Projects report advises

The final report from the Direct Payments Demonstration Project indicated that there was a sharp fall-off in rent collection rates immediately after the transfer to direct payments, followed by a gradual improvement until payment levels were close to those experienced when benefits to meet housing costs are paid to the landlord. The report therefore urged housing associations to prepare well for the implementation of Universal Credit, by reconfiguring income teams, commissioning new IT systems, developing and trialling new rent collection techniques, becoming more customer focused, and taking a more commercial approach to lettings and rent collection. For more information, see the latest HRS Review.


HRS Review 63 - Housing and HR


Our publications covering the changes in the sector risk environment, with advice as to how to respond to them, are published monthly. The latest edition was sent to members on 9th February. If you require any additional copies of any of the HRS Reviews, please contact us on 0208 245 0737 or you can download a PDF from the members' area.


2014 Members Conference

Our ninth Members' Conference took place on 27th February at the Institute of Directors in London. In the members' area, you can find the slides and summaries of the presentations from the Conference.




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