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insurance policy reviewInsurance premiums have risen sharply in recent years and often represent a significant proportion of an association's revenue costs. Often we find that insurance programmes have not kept pace with the growth of an organisation or do not take account of the ability of an organisation to absorb risk. Therefore insurance programmes may not be delivering best value to associations or their tenants and residents. Based on our risk management and insurance knowledge, we can establish whether your insurance programme has reasonable coverage and whether the levels of excess are appropriate for your organisation. |
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© Hargreaves Risk and Strategy 2004 |
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